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1. Am I automatically enrolled in life insurance?

It depends!

Employees are automatically enrolled in basic life insurance, however, they must compete a beneficiary designation form and remember to keep it up to date as their personal circumstances change. 

Employees must fill out a supplemental life insurance and dependent enrollment form to be enrolled in supplemental and dependent life insurance.

Contact the Human Resources Benefits Office at 931-645-7421 for more information.

2. What qualifies me for life insurance eligibility?

You must be a regular full-time employee. Contact Human Resources Benefits Office at 931-645-7421 for more information.

3. What is the life insurance providers name & contact information?

MetLife
www.metlife.com
1-800-443-3115

4. How much is life insurance?

The City provides $15,000 life insurance to all employees at no cost to the employee.  Employees have an additional option to purchase supplemental life insurance and dependent life insurance.
Supplemental life insurance employee costs vary based on age and amount of supplemental insurance taken.  Dependent life insurance is a flat fee.  Employees must have a minimum of $10,000 supplemental life insurance to elect dependent life insurance.

Contact the Human Resources Benefits Office at 931-645-7421 for more information.
 

5. Can my dependents be covered on my plan?

Yes! Employees can elect dependent life insurance coverage.

Contact the Human Resources Benefits Office at 931-645-7421 for more information.

6. Can I make changes in coverage at any time?

No, changes are made during open enrollment or within 31 days of a qualifying event. Contact the Human Resources Benefits Office at 931-645-7421 for more information.

7. What should I do if my life insurance deduction from my paycheck is incorrect or not being deducted at all?

Contact the Human Resources Benefits Office at 931-645-7421.

8. When does my coverage end if I cancel?

Your coverage will end the last day of the month you separate service with the City of Clarksville.  Employees do have the option to continue their coverage if they leave the City.